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Level 2 · ages 9–12OECD PMSpend

Prioritize spending when money is limited

🎯 Goal: Know how to rank priorities: spend on important/needed things first, wants later, when money is not enough for all.
When money is not enough for everything, you must rank priorities: needed/important first, wants later.

Let’s explore

📋
List the things to spend on, mark the most important.
1️⃣
Spend on needs first (school items, food), then wants.
✂️
If still short, cut the least important item.

Practice activity

🤔 You have 50,000d but want: pen (need) 20k, comic 25k, candy 15k. In what order do you spend?
Worked example: You have 50,000d. Pen (need) 20k → buy first. 30k left: you prefer the comic (25k) over candy → buy the comic, 5k left. Candy later. Prioritize need and top want.

Quick quiz

1. When money is limited, spend on?
→ Needs/important first
2. Have 50k, pen need 20k, left?
→ 30,000d
3. If still short on money, you should?
→ Cut the least important
4. Ranking priorities means?
→ Deciding what to spend on first
5. School supplies vs candy, priority?
→ School supplies (need) first

🎯 Real-life mission

With limited money, rank three things you need to spend on.
Open the interactive app →

‹ Goal saving — track progress · Lucky money: Spend – Save – Invest – Give ›

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