🕵️ An app promises "15%/month, more bonus for more referrals" — name 2 red flags.
Worked example: The app promises 15%/month (red flag 1: unrealistic "guaranteed" return) and pays per referral (red flag 2: pyramid/Ponzi recruiting). You decline and warn friends.
Quick quiz
1. A "high, steady, guaranteed return" promise is?
→ A scam red flag
2. Ponzi takes money from?
→ Later people to pay earlier
3. Bonus per recruit is a sign of?
→ A pyramid/Ponzi
4. A celebrity promoting a project means?
→ Still verify, not a safety guarantee
5. Pressured to "invest now or miss out", you should?
→ Be wary, slow down, verify
🎯 Real-life mission
Spot two red flags of a high-return “investment” and warn a friend.