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Level 2 · ages 9–12OECD FLSpend

Buying in games and online

🎯 Goal: Spend safely when buying in games and online.
You can spend safely in games and online: always ask parents before paying, never enter card info yourself, beware strange links and "free gifts".

Let’s explore

🎮
In-game purchases use real money and add up fast, often not worth it.
🔐
Always ask a parent before paying online. Never enter card details yourself.
⚠️
Beware strange links, “free gifts”, and fake sites asking for your info.

Practice activity

🛑 Set a rule: always ask a parent before clicking “buy” online.
Worked example: A game shows “Buy skin for 99,000d”. You apply your rule: stop and ask Mom first. Mom says it is not needed, so you exit and keep the real money.

Quick quiz

1. In-game purchases?
→ Use real money and add up fast
2. Before paying online you should?
→ Ask a parent
3. A “free gift” asking for card info is?
→ A scam sign
4. Seeing "Buy skin 99,000d" in a game, you should?
→ Stop and ask parents
5. A strange link asking you to log in is?
→ Suspicious, skip it

🎯 Real-life mission

Check whether an in-game item is bought with real or virtual money.
Open the interactive app →

‹ Spending traps: ads & FOMO · What are taxes? ›

Rùa Vàng — Financial education for Vietnamese children · Aligned with OECD/INFE
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