🐢 Money questions? Ask Rùa — free, for both parents and kids. Ask now →
← All lessons🌐 Tiếng Việt
Level 2 · ages 9–12OECD FLSpend

Money and friends

🎯 Goal: Handle lending/borrowing with friends tactfully.
You handle lending/borrowing with friends tactfully: agree when to repay, repay on time, and do not let money ruin friendship.

Let’s explore

🤝
Lending between friends can cause misunderstanding if not clear.
📝
If you lend, agree on when it is repaid. If you borrow, repay on time.
💛
Do not let money ruin a friendship. When unsure, ask an adult.

Practice activity

💬 Think of a polite way to remind a friend to return what they borrowed.
Worked example: A friend borrowed 20,000d two weeks ago. You gently remind: “Whenever it is convenient, could you return the 20,000d from the other day? No rush.” Clear, but the friendship stays intact.

Quick quiz

1. Lending between friends needs?
→ Clarity, on-time repayment
2. If you borrow from a friend you should?
→ Repay on time
3. When money gets awkward with a friend?
→ Ask an adult
4. When lending money to a friend, you should?
→ Agree on when it is repaid
5. Do not let money matters?
→ Ruin a friendship

🎯 Real-life mission

Think of a polite way to handle a friend who borrowed money or items and hasn’t returned them.

Related lessons

👨‍👩‍👧 For parents: teaching kids money by age

Open the interactive app →

‹ Basic scam awareness · Giving and charity ›

Rùa Vàng — Financial education for Vietnamese children · Aligned with OECD/INFE
All lessons · 📋 What’s New · 💛 Support Rùa Vàng
Free for non-profit education (CC BY-NC 4.0). Not affiliated with OECD.
© 2026 Dong Nguyen · dong@dong.vc