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Level 3 · ages 13–15OECD FLSpend

Money and social media

🎯 Goal: Understand social media and influencers create buying pressure; many posts are paid ads; spend by real needs.
Social media shows friends and influencers with nice things, tempting you to buy along. Many "reviews" are actually paid ads. Spend by your real needs.

Let’s explore

📱
Social media creates "everyone has it" → buying pressure (like FOMO).
💰
Many product praises are paid ads, not honest advice.
🧠
Ask: do I truly need it, or just saw it online?

Practice activity

💭 An influencer praises shoes and drops a buy link. What should you think before buying?
Worked example: An influencer praises shoes with a discount code. You think: this may be a paid ad; my old shoes are fine; I don’t really need them — so you skip it.

Quick quiz

1. Social media often creates the feeling?
→ "Everyone has it, I must buy"
2. Many product "reviews" are actually?
→ Paid ads
3. Before buying after an influencer, ask?
→ Do I truly need it
4. Your worth depends on?
→ Who you are, not "hot" items
5. Wise spending with social media?
→ By your real needs

🎯 Real-life mission

Spot one social-media post subtly nudging you to spend.
Open the interactive app →

‹ Taxes in daily life (expanded)

Rùa Vàng — Financial education for Vietnamese children · Aligned with OECD/INFE
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