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Level 4 · ages 16–18OECD PMMixed

Financial plan for college/career

🎯 Goal: Estimate study costs (tuition, living) and funding sources (family savings, scholarships, work, loans).
College/vocational study costs money: tuition + living. Plan: estimate total cost and list sources (savings, scholarships, work, student loans).

Let’s explore

🎓
Total cost ≈ tuition + housing + transport + books over the program.
💰
Funding: family savings, scholarships, part-time work, student loans (careful with debt).
📝
Pursuing scholarships and reasonable work eases the burden/debt.

Practice activity

🧮 Tuition 30M/year × 4 years + living 4M/month — estimate the 4-year total.
Worked example: Tuition 30M × 4 = 120M. Living 4M × 48 months = 192M. Total ≈ 312M for 4 years. Sources: family savings + scholarships + part-time work to reduce loans.

Quick quiz

1. Study cost includes?
→ Tuition + living
2. Tuition 30M/year × 4 years = ?
→ 120M
3. A funding source does NOT include?
→ Loan sharks
4. Pursuing scholarships helps?
→ Reduce burden and debt
5. A study plan should start by?
→ Estimating total cost

🎯 Real-life mission

Estimate the cost of the college/career path you want and how you’d fund it.
Open the interactive app →

‹ Emergency fund and insurance · Lifetime financial goals ›

Rùa Vàng — Financial education for Vietnamese children · Aligned with OECD/INFE
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© 2026 Dong Nguyen · dong@dong.vc