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Level 4 · ages 16–18OECD PMMixed

Lifetime financial goals

🎯 Goal: Set financial goals across life stages.
You can set financial goals across life stages, specific–measurable–time-bound; and understand starting early and steadily matters more than a big start, thanks to compounding.

Let’s explore

🗺️
Financial goals change by stage: studying, working, family, retirement.
🎯
Specific, measurable, time-bound goals are easier to pursue (e.g., “save X in Y years”).
🌱
Starting early and steadily matters more than a big starting amount — thanks to compounding.

Practice activity

✏️ Write a financial goal for the next 5 years in a specific, measurable way.
Worked example: Your 5-year goal: “Save 50 million for a vocational fund.” Specifically: save about 850,000d/month, invest in a safe fund, and check progress every quarter.

Quick quiz

1. A good financial goal should be?
→ Specific, measurable, time-bound
2. Financial goals change by?
→ Life stage
3. What matters more than a big start amount?
→ Starting early and steadily
4. "Save 50M in 5 years" is what kind of goal?
→ Specific, measurable, time-bound
5. Starting early and steadily matters because?
→ Compounding works over time

🎯 Real-life mission

Write one 5-year and one 10-year financial goal.

Related lessons

👨‍👩‍👧 For parents: teaching kids money by age

Open the interactive app →

‹ Financial plan for college/career · Financial freedom and long-term thinking ›

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