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Level 2 · ages 9–12OECD RRInvest

What is investing?

🎯 Goal: Understand investing: using money so it may grow.
You understand investing is using money today hoping for more later; savings is safest, stocks/funds earn more but riskier. Investing is based on knowledge, not luck.

Let’s explore

🌱
Investing is using money today hoping it makes more money in the future.
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Bank savings is the safest investing. Stocks and funds may earn more but carry more risk.
⚠️
Investing differs from gambling: it is based on knowledge and patience, not luck.

Practice activity

🤔 In your view, which is safer — savings or stocks? Why?
Worked example: You compare: with savings the bank promises interest and you rarely lose the principal → safer. With stocks, prices go up and down, you may gain a lot or lose → riskier.

Quick quiz

1. Investing is?
→ Using money so it may grow
2. The safest option here is?
→ Bank savings
3. Investing differs from gambling because?
→ It uses knowledge and patience
4. Compared to buying stocks, savings is?
→ Safer
5. Investing needs?
→ Knowledge and patience

🎯 Real-life mission

Ask an adult for one example of something they invested in and how it went.

Related lessons

👨‍👩‍👧 For parents: teaching kids money by age

Open the interactive app →

‹ Assets and liabilities · Earning as a teen ›

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