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Level 2 · ages 9–12OECD RRInvest

Assets and liabilities

🎯 Goal: Tell apart things that make money and things that drain money.
You tell apart assets (make/hold value, e.g., savings, skills) and liabilities (drain money over time). Good managers buy assets first.

Let’s explore

💎
An asset can make money or hold value (savings earning interest, skills).
💸
A liability drains money over time (toys you tire of, trendy items that go out of style).
🧠
Wealthy people tend to buy assets first, then use what they generate to buy what they like.

Practice activity

⚖️ List one asset and one liability around you.
Worked example: You list: Asset — “a 200,000d savings account earning interest.” Liability — “a 150,000d set of game cards, boring in months, makes no money.”

Quick quiz

1. An asset is?
→ Something that makes/holds value
2. A liability is?
→ Something that drains money over time
3. Good money managers tend to?
→ Buy assets first
4. A savings account earning interest is?
→ An asset
5. Game cards you tire of, making no money, are?
→ A liability

🎯 Real-life mission

Sort 5 household items: things that keep/grow value vs lose value.
Open the interactive app →

‹ Opportunity cost · What is investing? ›

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