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Level 3 · ages 13–15OECD RRInvest

Basic investment channels

🎯 Goal: Know common investment channels and their general traits.
You know basic channels (savings, bonds, stocks, funds, gold, real estate) and that each has different risk/return — no single best for everyone.

Let’s explore

🏦
Common channels: savings, bonds, stocks, funds, gold, real estate.
📊
Each has different risk and expected return: savings is safest, stocks swing more.
🎯
There is no single “best” channel for everyone — it depends on goals, time, and risk tolerance.

Practice activity

🗂️ Order these 3 by rising risk (in your view): savings, stocks, gold.
Worked example: You order by rising risk: (1) savings — safest → (2) bonds → (3) funds/stocks → (4) strange speculative assets — riskiest. Later ones have higher expected return but bigger risk.

Quick quiz

1. Which is usually safest?
→ Savings
2. Investment channels differ in?
→ Risk and expected return
3. Is there a “best for all” channel?
→ No, it depends on each person’s goals
4. The correct rising-risk order is?
→ Savings → bonds → stocks
5. The "best" channel depends on?
→ Each person’s goals

🎯 Real-life mission

List three investment channels and the risk level of each.

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