Kids today meet digital money early: game top-ups, in-app buys, "you won" links. Without guidance they can lose money or leak data. This guide gives 4 safety rules and how to coach kids by age.
Digital-money risks kids face
Kids meet digital money early: game top-ups, in-app purchases, "you won a prize" links, strangers asking for info. Without guidance, they can lose money or leak data. This is a must-have safety skill in the digital age.
4 digital-money safety rules
Never share passwords, OTP codes or card details with anyone.
Ask a parent before topping up or buying in games/apps.
Surprise "free gifts" or "you won" messages are usually traps — stop and ask an adult.
Do not click unknown links; only buy where parents trust.
By age
Level 2 · ages 9–12
Never share passwords; ask a parent before buying.