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Level 1 · ages 6–8OECD PMSave

What to do with lucky money?

🎯 Goal: Use lucky money wisely instead of spending it all.
You can use lucky money wisely: save most for a big goal, spend only a little. Spending it all at once disappears fast.

Let’s explore

🧧
Lucky money is a gift. Spend it all at once and it disappears fast.
🐷
You can save most of it in the piggy bank and use a little for things you like.
🎯
Saved lucky money can buy a bigger item you usually cannot afford.

Practice activity

🧮 If you got 200,000d in lucky money, how much would you save and spend?
Worked example: You get 200,000d. You decide: save 150,000d (for a dream Lego set) and keep 50,000d for ice cream and snacks this month. Fun, and money does not run out.

Quick quiz

1. A wise way to use lucky money is?
→ Save most of it
2. Spending all lucky money at once means?
→ It disappears fast
3. Saved lucky money helps you?
→ Buy a bigger item
4. Got 100,000d lucky money, you should?
→ Save most of it
5. A friend says spend all lucky money on toys now — you should?
→ Think, save some

🎯 Real-life mission

Split your lucky money (or money you have) into two: save and spend.

Related lessons

👨‍👩‍👧 For parents: teaching kids money by age

Open the interactive app →

‹ Set a small saving goal · 3 jars: Spend – Save – Give ›

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